E’ nato a Marino (Roma) nel 1935. Nel 1960 entra in Banca d’Italia dove ricopre la carica di titolare dell’unità che contratta i cambi (è, in sostanza, il “cambista” della Banca Centrale). Nel 1980 passa al Banco di Napoli con il grado di Vice Direttore Generale; di qui alla Cassa di Risparmio di Roma come Direttore Generale. E’ autore della prima fusione bancaria in Italia tra quest’ultima banca, il Banco di Santo Spirito ed il Banco di Roma; dalla successiva integrazione con Mediocredito Centrale, Banco di Sicilia e Bipop-Carire, nascerà il gruppo bancario Capitalia. Dal 1992 è nel Consiglio di Amministrazione di Mediobanca, quindi ne diviene Vice Presidente e poi dal 2007 Presidente fino al 2010. Attualmente è presidente delle Assicurazioni Generali S.p.A.. E’ presente nei Consigli di Amministrazione di alcune importanti società.
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